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That bank email in your inbox might look legitimate, but it could be a dangerous scam designed to steal your personal information. We recently received one ourselves, and it's alarmingly convincing. It warns of an unrecognized device trying to sign in and urges you to "verify your activity" via a provided link. While it appears helpful, this email is anything but safe.
In reality, it's part of a growing wave of phishing attacks that mimic trusted companies like Chase. These emails are loaded with deceptive links that lead to malware infections, and the consequences can be severe.
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HOW FAKE MICROSOFT ALERTS TRICK YOU INTO PHISHING SCAMS
This scam starts with what looks like a typical security alert from Chase or another bank. The email claims someone tried to log in from an unknown device. To "protect" your account, it asks you to confirm your identity by clicking a link.
Clicking the link launches a fake webpage designed to distract you while a hidden file quietly runs in the background. This file is often an HTA file, a type of HTML application commonly used to deliver malware. It then drops a DLL file onto your computer, essentially a backdoor that opens your system to hackers.
From there, the malware uses a technique called Reflective DLL Injection to inject malicious code directly into your browser's memory. This allows attackers to:
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This scam isn't just trying to scare you; it's designed to take full control.
Scammers rely on urgency and fear to prompt you into quick action. Here's how to recognize a phishing attempt like this:
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You don't need to be a tech expert to avoid falling for phishing scams. A few simple habits can go a long way in protecting your identity, finances and devices. Here are some essential steps anyone can follow:
Never click on links in unsolicited emails. Instead, type the official website URL into your browser or use the company's verified app. The best way to safeguard yourself from malicious links that install malware, potentially accessing your private information, is to have antivirus software installed on all your devices. This protection can also alert you to phishing emails and ransomware scams, keeping your personal information and digital assets safe.
Get my picks for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices at CyberGuy.com/LockUpYourTech
Enable two-factor or multi-factor authentication on all sensitive accounts. This adds an extra layer of security, making it harder for hackers to break in.
These services help you remove your personal information from data broker sites that scammers may use to craft convincing phishing attacks. While no service promises to remove all your data from the internet, having a removal service is great if you want to constantly monitor and automate the process of removing your information from hundreds of sites continuously over a longer period of time.
Check out my top picks for data removal services and get a free scan to find out if your personal information is already out on the web by visiting Cyberguy.com/Delete
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A trusted password manager helps you create strong, unique passwords for every site and stores them securely so you don't have to remember them all.
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Regularly update your operating system, browser and all apps to close security gaps that hackers often exploit. Many phishing attacks rely on outdated software to launch malware, so turning on automatic updates is one of the easiest ways to stay protected.
If an email pushes urgency, like a locked account or an unfamiliar login, slow down. Contact the company directly using a number or email from its official website.
Always hover over the sender's name to check the actual email address. If it ends in something like @gmail.com and claims to be from a major bank, it's likely fake.
Phishing scams like this Chase bank email are getting harder to spot. They look professional, include real logos and mimic the tone of official messages. But with a few safety habits, you can protect yourself from even the most convincing attempts.
Would you click the link without thinking, or would you pause and investigate? Let us know how you handle suspicious emails and whether you've seen scams like this in your inbox lately by writing to us at Cyberguy.com/Contact
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